Lets face fact, medications can be EXPENSIVE and not everyone has Prescription coverage on their insurance. So whether you’re at a chain pharmacy or your local towns pharmacy, there are a few things you can do to save money on your prescriptions.
Let us start by saying you have already received your prescription from your doctor and he/she gives you a prescription for some name brand medication. Now whether you have insurance or not, these are always expensive, whether it is your co-pay or cash payment you’re most likely going to pay over 100 dollars for the medicine. So how do you cut the cost? Well assuming you have no state or federal funded insurance, i.e. Medicaid or Medicare, you can most likely find a savings program on the medications website. Now how do you find that site? Just head to your web browser’s’ address bar and type www.[the medication name].com; Nine times out of ten you’re going to find that the manufacturer has purchased the website to match the name of their new medication. Once you are there, search for savings tabs at the menu or anywhere on the page. This may take some digging, however, besides insurance, this is going to save you the most on your prescription.
Say the website from the manufacturer does not have any Great coupons/discount programs for their medication. This can happen quite often, however, there is still hope. The next best thing to do is to ask your doctor if they can get you any samples to try the medicine before you commit to spending your hard earned cash on something that is not going to work out because let’s face it, not all medicine works the same for everyone.
Next up, we have generic medications. What can you do to cut the cost? Well, The first is to check with different pharmacies around town to find out if there are any programs they offer that will give you savings on your prescription. For instance, Wal-Mart Pharmacy and CVS/Pharmacy offer programs for patients who do not have insurance. Sometimes the program might cost about ten dollars to join so you can reap the benefits of having $4.00 Prescriptions on your generics.
Another great way to save money on your generics is to ask your doctor for something similar that may be cheaper than what you are currently taking. Now remember, your doctor will probably not know the price of medicine and what is covered and what is not. This is where you can ask your local pharmacist whether or not there are alternative medications that you could possibly try. Another Bonus way to cut cost is to ask if there are any generic combined medications. For instance, the diuretic medicine Hydrochlorothiazide, also known as HCTZ, comes combined with Lisinopril and this will often be less expensive than having the two medications separate.
Lastly, another great way to save money at the pharmacy is to Google. Thanks to the Internet, there are many ways to find cheaper medications, although, be aware of scams or out of country medications. Yes you can find medications such as the erectile dysfunction medication, Viagra, on sale for pennies on the dollar from Canada, but beware; there is a fine line between the legality of this. It is not Illegal, but very much frowned upon if you’re caught buying medications from different countries and you may want to do research in this area before you do decide on this option.
The safer alternative is to Search for Discount programs. One of the most famous discount programs is GoodRx, which I personally recommend and if ever a pharmacy does not accept the discount, go somewhere else.